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Pension system

On these pages, we present the basics of the earnings-related pension system and earnings-related pensions, the various actors in the system, the importance of work ability, vocational rehabilitation, earnings-related pensions and the European Union.

Pensions as an element of social insurance

Social insurance is the statutory and compulsory insurance provided by the public…

Key principles of earnings-related pension

Earnings-related pensions and the earnings-related pension system have a wide range of…

Operators in the system

Authorized pension providers are the pivotal operators in the earnings-related pension system…

Work ability and its significance

Work ability is the central prerequisite for working. People who are able…

Vocational rehabilitation

Rehabilitation within the earnings-related pension system means vocational rehabilitation arranged and paid…

Decentralized system

The administration of the Finnish earnings-related pension system is decentralized. This means…

Pensions and the EU

Finland’s membership of the European Union is also important to the earnings-related…

History of the system

The earnings-related pension system was set up at the turn of the…

Topical

Transfer statistics 3/2024 published

The number of earnings-related pension insurance policies transferred from one pension insurance company to another totalled over 5 800 between…