Welcome to TELA’s website
We are an association looking after the interests of insurers providing statutory earnings-related pensions. Our mission is to strengthen the earnings-related pension system and to influence the sector’s general operating environment.
Topical
Information on the breakdown of investments and on returns at the end of September 2024 published
Information on the breakdown of investments and on returns for the six largest earnings-related pension insurers is complete for the…
Transfer statistics 3/2024 published
The number of earnings-related pension insurance policies transferred from one pension insurance company to another totalled over 5 800 between…
Earnings-related pension assets grew by EUR 10 billion in first half of 2024
Finnish earnings-related pension assets grew by a total of EUR 10 billion in the first half of the year. The…
Development of pension assets
The amount of pension assets used to finance Finnish earnings-related pensions grew by around seven billion euros in the first quarter of 2024. Global stock markets rose strongly in the first quarter, thanks to the solid performance of the American economy and an AI-boosted tech sector, says our analyst Kimmo Koivurinne.
Amount of assets 258 EUR billion
Return in real terms 2.6 per cent
Statistical database makes basic data on pension investments easily available
The data of your choice can be further processed for example in Excel.
Meet our experts
The pension system is like a coastal cliff: it accumulates heat during the work years and releases it back in the twilight of one’s life.
The earnings-related pension system is like a sweater. It’s easy to make add new rows to it, but it’s a lot harder to change the rows that have already been knitted.
The pension system is like a woollen sock knitted with granny. Pension security is also knitted together by generations.
Jenni Heino, Manager, Communications (on family leave until autumn 2025)
The pension system is like Italy: constantly on the verge of bankruptcy but still going strong.
The pension system is like the national Finnish basketball teams: every player has their own role, but regardless of age, success is built on openness, trust and a playing together.
The pension system is like an umbrella — it provides shelter in different stages and situations of life.
The pension system is like the North Star. It shines a steady light from its own location.
The pension system is like the Barbapapas — cooperation and suitable transformations help to solve even the most difficult problems.
The pension system is like the sea: sometimes rolling calmly, sometimes giving rise to foam crests.
Pirjo Sved, Assistant to the Managing Director and management
The pension system is like life itself: simple in theory but complicated in practice.
The pension system is like an extended family’s shared summer house, which each generation maintains in turn.
The earnings-related pension system is like making a blue cheese – few people know how to do it from beginning to end, but everyone has an opinion about the product itself.
Mikko Koskinen, Director, communications and public relations
The pension system is like a mushroom: it grows and develops almost invisibly, but then becomes visible above ground, ready to be picked.
The pension system is like a dependable defender who works for the team and saves the match.
The pension system is like the Finnish national football team’s qualification match, that is, a joint dream shared by different generations.
The pension system is like a river, seemingly stationary but always in a state of flux.
Mikael Kulikoff, Director, Finance, Administration and Development